Navy Federal Rocky Mount Nc (2024)

FAQs

Is there a Navy Federal in Rocky Mount, NC? ›

Navy Federal Credit Union is a financial institution that serves the military community and their families in the United States. This branch is located in Rocky Mount, NC. Navy Federal Credit Union is well-capitalized and federally insured, making it a safe and reliable choice for its members.

Sign in to our mobile app and deposit a check in a few simple steps. You can also visit a local branch or ATM.

Active Duty, Retired & Veterans

Servicemembers in all branches of the armed forces are eligible for membership. This category includes: Active Duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard and Space Force. Delayed Entry Program (DEP)

Navy Federal Credit Union of Vienna, Va., and USA Federal Credit Union (USA Fed), San Diego, announced earlier this week that they will merge operations. Navy Federal sees this merger as an important move because it strengthens the credit union's presence in Southern California and expands branch access for members.

Our field of membership goes beyond current and retired members of the armed forces to include their families and household members, Department of Defense personnel and more.

Because we're not-for-profit, any surplus funds are returned to our members as dividends, reduced loan interest and improvements to our products and services. That means we have great rates, lower fees and exclusive discounts.

Cash back with a purchase is only offered from your available checking account balance plus any Checking Protection option you may have. The daily transaction limit for purchases is $3,000 for all types of checking accounts with the exception of Flagship Checking, which has a daily purchase transaction limit of $5,000.

Optional Overdraft Protection Service (OOPS) $20.00 Total overdrafts cannot exceed $500, including fees. However, your account may become overdrawn in excess of the $500 limit due to fees. See the Optional Overdraft Protection Service (OOPS) Disclosure (Form 657).

The Navy Federal credit card cash advance limit is 30% of your total credit line. So, make sure you have enough available credit to cover the transaction and any fees. You can also find your Navy Federal cash advance limit on your monthly statement.

The credit score and report you will receive through Mission Credit Confidence Dashboard is a TransUnion credit report with a TransUnion Vantage 3 Score.

Can you get denied at Navy Federal Credit Union? ›

A new analysis from CNN found Navy Federal Credit Union, the largest credit union in the US serving military service members and veterans, denied more than half of its Black conventional mortgage applicants.

Family Members of Current Navy Federal Members: If you have a family member who is already a member of Navy Federal Credit Union, you may be eligible to join. Family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), and household members.

Navy Federal Credit Union Changes Name To Navy, Army, Marine Corps, Air Force, Coast Guard, Space Force, Veterans and Their Families Federal Credit Union. VIENNA, Va. (April 1, 2022) – Navy Federal Credit Union today announced a new name.

History. Navy Federal was originally incorporated on 17 January 1933 as the Navy Department Employees' Credit Union of the District of Columbia (NDCU). Only Navy Department employees who were members of the federal employees' labor union and members of their families were eligible to join.

Navy Federal is better for in-person banking, with 350 branches worldwide compared to just four financial centers operated by USAA. That said, USAA's network of over 100,000 preferred ATMs with up to $10 in refund per statement cycle for non-preferred network ATMs is larger than Navy Federal's 30,000+ fee-free ATMs.

Navy Federal Title Services is currently authorized in Arizona, Alabama, Colorado, Connecticut, Washington DC, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New York, North ...

Navy Federal first came under fire about its lending practices in a CNN investigation in December. Crump said while Navy Federal rejected just 23% of White applicants in 2022, the rejection rate rose to 44% for Hispanics, and jumped to 52% for Black mortgage applicants.

The daily cash limit is $1,000, which includes withdrawals at NFCU proprietary ATMs, manual cash at NFCU financial institutions, and cash back with a purchase at participating merchants. Daily limits may vary for other types of transactions.

While USAA and Navy Federal have some things in common, they're not identical.